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Terms & Conditions 



1. User agrees to purchase a license to use SimFund FilingĀ® for access to open-end and closed-end SEC filings on Vendor's (Simfund Mutual Fund Research and Consulting Electronic Products Inc.) web site and to pay a license fee by check within 30 days of receipt of Vendor's electronic invoice.

2. All terms of this Agreement will apply to User and Vendor from the date of delivery of User ID's and passwords to User and continue for the subsequent twelve (12) months. This agreement shall automatically renew for successive one (1) year periods, provided User pays upon being invoiced for one (1) additional year within 30 days of renewal date in the amount of Vendor's then current annual license fee for the Service.

3. Permission is granted to any still valid Simfund approved username and password to download and print materials from this website for the User's own internal purposes and to support User's normal operations including regularly provided publications, electronic services, customer support and consulting projects. User may redistribute without restriction any complete, portion of, or information from a SEC filed document, which is accessed or derived from the Service. User shall not, on the basis of this Agreement, transfer the use of this Service, or take the Service or elements of The Service and incorporate them electronically in User's retail or institutional products and services without separate written Agreement with Vendor. Users shall not use the Service to provide service advice or analysis, or electronically redistribute the Service or parts of the Service, to any third parties, on either a regular or ad hoc basis, in such a way which would in effect deprive Vendor of the opportunity to license the Service to such third party, without separate written agreement with Vendor.

4. The User acknowledges that the website is protected under copyright and other laws. The User agrees that this agreement shall not grant to the User any title or ownership interest in the Service. The User agrees to treat the website, individual username access ID's and passwords, and related documentation as proprietary and confidential and not to disclose such information to any third party. Either User or Vendor may terminate this SimFund Filing license at any time without cause and Vendor will refund within 30 days a pro-rata portion of the license fee corresponding to the unexpired term of User's subscription year.

5. This website and the information, software, and other materials available on or accessible from it are provided on an "as is" and "as available" basis without warranties or representations of any kind, either express or implied, including but not limited to warranties of title, noninfringement, merchantability and fitness for a particular purpose. Simfund does not warrant that the website service will be error free, timely or available at any particular time, or that any  information, software, or other materials available through the website are free of viruses or other harmful components.

6. Under no circumstances will Simfund be liable for any damages, including, but not limited to, direct, indirect, incidental, special, punitive or consequential damages, that result from your use of the website or your reliance on or use of information or services provided on or through the website, or that result from mistakes, omissions, interruptions, errors, defects, delays in operation or transmission or any failure of performance.

7. Your use of our website shall be governed by and interpreted in accordance with the laws of New York and the United States of America, without regard to their principles of conflicts of law. You agree that any legal action or proceeding relating to your use of our website shall be brought either in the federal or state courts located in New York County. By choosing to access our website from any location outside the United States, you accept full responsibility for compliance with all local laws and laws outside of the United States.

Simfund Mutual Fund Research and Consulting Electronic Products Inc.